Cost of Attendance

How much will my medical education cost?

Tuition, fees, and expenses comprise the cost of attendance of medical school at HMS. Cost of attendance varies by curricular track (Pathways and HST) and by stage (preclerkship, clerkship/Principal Clinical Experience (PCE), and post-PCE/Advanced Experiences).  The student budget has two primary purposes: 1) to give students an estimate of reasonable costs of attendance; and 2) to establish the federally required uniform cost of attendance standard against which to measure financial need.

The cost of attendance tables below give general information. For detailed information on tuition, fees, and expenses, please refer to Tuition and Fees in the Student Handbook or Cost of Attendance Determinations.

Cost of Attendance 2020-21

Pathways

Tuition

$64,984

Mandatory fees

$1,803

Health insurance fee*

$3,922

Additional fees not charged to bill

$202

Living expenses

$26,435

Total cost of attendance

$97,346

Itemized Budget 

Tuition   

$64,984

Mandatory fees

 

Matriculation fee   

$100

University health service fee

$1,206

Disability insurance fee 

$72

Education materials fee  

$425

Health insurance fee*

$3,922

Additional fees not charged to bill

 

Loan fees

$202

Living expenses

 

Housing (rent)

$11,065

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

1,485

Long distance travel

$715

Books & supplies** 

$3,215

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $93,424.

**Includes black bag diagnostic equipment of $750.

Tuition

$64,984

Mandatory fees

$1,278

Health insurance fee*

$3,922

Additional fees not charged to bill

$270

Living expenses

$32,152

Total cost of attendance

$102,606

Itemized Budget

Tuition   

$64,984

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,922

Additional fees not charged to bill

 

Loan fees

$270

Living expenses

 

Housing (rent)

$16,800

Food

$5,760

Misc. expenses (clothing, recreation, laundry, utilities, other)

$5,100

Local and clinical transportation

$1,890

Long distance travel

$715

Books & supplies  

$1,887

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $98,684.  

Tuition

$64,984

Mandatory fees

$1,278

Health insurance fee*

$3,922

Additional fees not charged to bill

$2,219

Living expenses

$30,937

Total cost of attendance

$103,340

Itemized Budget

Tuition   

$64,984

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,922

Additional fees not charged to bill

 

Loan fees

$274

National board fee**

$1,945

Living expenses

 

Housing (rent)

$16,800

Food

$5,760

Misc. expenses (clothing, recreation, laundry, utilities, other)

$5,100

Local and clinical transportation

$1,350

Long distance travel

$715

Books & supplies  

$1,212

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $99,418.

**USMLE exam fee for step 1 cost of $645 and step 2 CS cost of $1,300.  

Tuition

$64,984

Mandatory fees

$1,278

Health insurance fee*

$3,922

Additional fees not charged to bill

$893

Living expenses

$29,943

Total cost of attendance

$101,020

Itemized Budget

Tuition   

$64,984

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,922

Additional fees not charged to bill

 

Loan fees

$248

National board fee**

$645

Living expenses

 

Housing (rent)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$1,980

Long distance travel

$1,430

Books & supplies  

$1,178

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $97,098.

**USMLE exam fee for step 2CK

 

Tuition

$64,984

Mandatory fees

$1,278

Health insurance fee*

$3,922

Additional fees not charged to bill

$253

Living expenses

$30,633

Total cost of attendance

$101,070

Itemized Budget

Tuition   

$64,984

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,922

Additional fees not charged to bill

 

Loan fees

$253

Living expenses

 

Housing (rent)

$16,800

Food

$5,760

Misc. expenses (clothing, recreation, laundry, utilities, other)

$5,100

Local and clinical transportation

$1,080

Long distance travel

$715

Books & supplies  

$1,178

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $97,148.

Tuition

$8,400

Mandatory fees

$1,278

Health insurance fee*

$3,922

Additional fees not charged to bill

$893

Living expenses

$29,943

Total cost of attendance

$44,436

Itemized Budget  

Tuition   

$8,400

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee* 

$72

Health insurance fee*

$3,922

Additional fees not charged to bill

 

Loan fees

$248

National board fee**

$645

Living expenses

 

Housing (rent)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$1,980

Long distance travel

$1,430

Books & supplies  

$1,178

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $40,514.

**USMLE exam fee for step 2CK  

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HST

Tuition

$64,984

Mandatory fees

$1,803

Health insurance fee*

$3,922

Additional fees not charged to bill

$201

Living expenses

$23,640

Total cost of attendance

$94,550

Itemized Budget

Tuition   

$64,984

Mandatory fees

 

Matriculation fee   

$100

University health service fee

$1,206

Disability insurance fee

$72

Education materials fee

$425

Health insurance fee*

$3,922

Additional fees not charged to bill

 

Loan fees

$201

Living expenses

 

Housing (rent)

$10,058

Food

$4,800

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,250

Local and clinical transportation

$1,350

Long distance travel

$715

Books & supplies  

$2,467

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $90,628.

Tuition

$64,984

Mandatory fees

$1,278

Health insurance fee*

$3,922

Additional fees not charged to bill

$902

Living expenses

$27,304

Total cost of attendance

$98,390

Itemized Budget 

Tuition   

$64,984

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,922

Additional fees not charged to bill

 

Loan fees

$257

National board fee**

$645

Living expenses

 

Housing (rent)

$14,000

Food

$4,800

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,250

Local and clinical transportation

$900

Long distance travel

$715

Books & supplies***

$2,639

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $94,468. 

**USMLE exam fee for step 1.

***Includes black bag diagnostic equipment of $750.

Tuition

$64,984

Mandatory fees

$1,278

Health insurance fee*

$3,922

Additional fees not charged to bill

$893

Living expenses

$29,943

Total cost of attendance

$101,020

Itemized Budget

Tuition   

$64,984

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,922

Additional fees not charged to bill

 

Loan fees

$248

National board fee**

$645

Living expenses

 

Housing (rent)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$1,980

Long distance travel

$1,430

Books & supplies  

$1,178

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $97,098.

**USMLE exam fee for step 2CK

 

Tuition

$64,984

Mandatory fees

$1,278

Health insurance fee*

$3,922

Additional fees not charged to bill

$253

Living expenses

$30,633

Total cost of attendance

$101,070

Itemized Budget

Tuition   

$64,984

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,922

Additional fees not charged to bill

 

Loan fees

$253

Living expenses

 

Housing (rent)

$16,800

Food

$5,760

Misc. expenses (clothing, recreation, laundry, utilities, other)

$5,100

Local and clinical transportation

$1,080

Long distance travel

$715

Books & supplies  

$1,178

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $97,148.  

Tuition

$8,400

Mandatory fees

$1,278

Health insurance fee*

$3,922

Additional fees not charged to bill

$893

Living expenses

$29,943

Total cost of attendance

$44,436

Itemized Budget

Tuition   

$8,400

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee* 

$72

Health insurance fee*

$3,922

Additional fees not charged to bill

 

Loan fees

$248

National board fee**

$645

Living expenses

 

Housing (rent)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$1,980

Long distance travel

$1,430

Books & supplies  

$1,178

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $40,514.

**USMLE exam fee for step 2CK  

 

Tuition

$64,984

Mandatory fees

$1,312

Health insurance fee*

$3,922

Additional fees not charged to bill

$1,575

Living expenses

$31,747

Total cost of attendance

$103,540

Itemized Budget

 

Tuition   

$64,984

Mandatory fees

 

University health service fee

$1,240

Disability insurance fee

$72

Health insurance fee*

$3,922

Additional fees not charged to bill

 

Loan fees

$275

National board fee**

$1,300

Living expenses

 

Housing (rent)

$16,800

Food

$5,760

Misc. expenses (clothing, recreation, laundry, utilities, other)

$5,100

Local and clinical transportation

$2,160

Long distance travel

$715

Books & supplies  

$1,212

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $99,618. 

**USMLE exam fee for step 2CS.

 

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Cost of Attendance 2019-20

Pathways

Tuition

$63,400

Mandatory fees

$1,803

Health insurance fee*

$3,700

Additional fees not charged to bill

$287

Living expenses

$25,865

Total cost of attendance

$95,055

Itemized Budget  

Tuition   

$63,400

Mandatory fees

 

Matriculation fee   

$100

University health service fee

$1,206

Disability insurance fee 

$72

Education materials fee  

$425

Health insurance fee*

$3,700

Additional fees not charged to bill

 

Loan fees

$287

Living expenses

 

Housing (rent)

$10,850

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

1,430

Long distance travel

$715

Books & supplies** 

$2,915

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $91,355.

**Includes black bag diagnostic equipment of $750.

 

Tuition

$63,400

Mandatory fees

$1,278

Health insurance fee*

$3,700

Additional fees not charged to bill

$290

Living expenses

$32,092

Total cost of attendance

$100,760

Itemized Budget

Tuition   

$63,400

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,700

Additional fees not charged to bill

 

Loan fees

$290

Living expenses

 

Housing (rent)

$16,800

Food

$5,760

Misc. expenses (clothing, recreation, laundry, utilities, other)

$5,100

Local and clinical transportation

$1,830

Long distance travel

$715

Books & supplies  

$1,887

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $97,060.

Tuition

$63,400

Mandatory fees

$1,278

Health insurance fee*

$3,700

Additional fees not charged to bill

$2,210

Living expenses

$30,877

Total cost of attendance

$101,465

Itemized Budget

Tuition   

$63,400

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,700

Additional fees not charged to bill

 

Loan fees

$290

National board fee**

$1,920

Living expenses

 

Housing (rent)

$16,800

Food

$5,760

Misc. expenses (clothing, recreation, laundry, utilities, other)

$5,100

Local and clinical transportation

$1,290

Long distance travel

$715

Books & supplies  

$1,212

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $97,765.

**USMLE exam fee for step 1 cost of $630 and step 2 CS cost of $1,290.  

Tuition

$63,400

Mandatory fees

$1,278

Health insurance fee*

$3,700

Additional fees not charged to bill

$924

Living expenses

$29,833

Total cost of attendance

$99,135

Itemized Budget

Tuition   

$63,400

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,700

Additional fees not charged to bill

 

Loan fees

$294

National board fee**

$630

Living expenses

 

Housing (rent)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$1,870

Long distance travel

$1,430

Books & supplies  

$1,178

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $95,435.

**USMLE exam fee for step 2CK

Tuition

$63,400

Mandatory fees

$1,278

Health insurance fee*

$3,700

Additional fees not charged to bill

$289

Living expenses

$30,573

Total cost of attendance

$99,240

Itemized Budget

Tuition   

$63,400

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,700

Additional fees not charged to bill

 

Loan fees

$289

Living expenses

 

Housing (rent)

$16,800

Food

$5,760

Misc. expenses (clothing, recreation, laundry, utilities, other)

$5,100

Local and clinical transportation

$1,020

Long distance travel

$715

Books & supplies  

$1,178

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $95,540.  

Tuition

$8,400

Mandatory fees

$1,278

Health insurance fee*

$3,700

Additional fees not charged to bill

$924

Living expenses

$29,833

Total cost of attendance

$44,135

Itemized Budget

Tuition   

$8,400

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee* 

$72

Health insurance fee*

$3,700

Additional fees not charged to bill

 

Loan fees

$294

National board fee**

$630

Living expenses

 

Housing (rent)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$1,870

Long distance travel

$1,430

Books & supplies  

$1,178

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $40,435.

**USMLE exam fee for step 2CK  

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HST

Tuition

$63,400

Mandatory fees

$1,803

Health insurance fee*

$3,700

Additional fees not charged to bill

$288

Living expenses

$23,089

Total cost of attendance

$92,280

Itemized Budget

Tuition   

$63,400

Mandatory fees

 

Matriculation fee   

$100

University health service fee

$1,206

Disability insurance fee

$72

Education materials fee

$425

Health insurance fee*

$3,700

Additional fees not charged to bill

 

Loan fees

$288

Living expenses

 

Housing (rent)

$9,857

Food

$4,800

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,250

Local and clinical transportation

$1,300

Long distance travel

$715

Books & supplies  

$2,167

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $88,580.  

Tuition

$63,400

Mandatory fees

$1,278

Health insurance fee*

$3,700

Additional fees not charged to bill

$918

Living expenses

$27,254

Total cost of attendance

$96,550

Itemized Budget

Tuition   

$63,400

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,700

Additional fees not charged to bill

 

Loan fees

$288

National board fee**

$630

Living expenses

 

Housing (rent)

$14,000

Food

$4,800

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,250

Local and clinical transportation

$850

Long distance travel

$715

Books & supplies***

$2,639

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $92,850. 

**USMLE exam fee for step 1.

***Includes black bag diagnostic equipment of $750.

 

Tuition

$63,400

Mandatory fees

$1,278

Health insurance fee*

$3,700

Additional fees not charged to bill

$1,580

Living expenses

$31,687

Total cost of attendance

$101,645

Itemized Budget

Tuition   

$63,400

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,700

Additional fees not charged to bill

 

Loan fees

$290

National board fee**

$1,290

Living expenses

 

Housing (rent)

$16,800

Food

$5,760

Misc. expenses (clothing, recreation, laundry, utilities, other)

$5,100

Local and clinical transportation

$2,100

Long distance travel

$715

Books & supplies  

$1,212

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $97,945. 

**USMLE exam fee for step 2CS.

 

Tuition

$63,400

Mandatory fees

$1,278

Health insurance fee*

$3,700

Additional fees not charged to bill

$924

Living expenses

$29,833

Total cost of attendance

$99,135

Itemized Budget

Tuition   

$63,400

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,700

Additional fees not charged to bill

 

Loan fees

$294

National board fee**

$630

Living expenses

 

Housing (rent)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$1,870

Long distance travel

$1,430

Books & supplies  

$1,178

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $95,435.

**USMLE exam fee for step 2CK

 

Tuition

$63,400

Mandatory fees

$1,278

Health insurance fee*

$3,700

Additional fees not charged to bill

$289

Living expenses

$30,573

Total cost of attendance

$99,240

Itemized Budget

Tuition   

$63,400

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee

$72

Health insurance fee*

$3,700

Additional fees not charged to bill

 

Loan fees

$289

Living expenses

 

Housing (rent)

$16,800

Food

$5,760

Misc. expenses (clothing, recreation, laundry, utilities, other)

$5,100

Local and clinical transportation

$1,020

Long distance travel

$715

Books & supplies  

$1,178

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $95,540.    

Tuition

$8,400

Mandatory fees

$1,278

Health insurance fee*

$3,700

Additional fees not charged to bill

$924

Living expenses

$29,833

Total cost of attendance

$44,135

Itemized Budget

Tuition   

$8,400

Mandatory fees

 

University health service fee

$1,206

Disability insurance fee* 

$72

Health insurance fee*

$3,700

Additional fees not charged to bill

 

Loan fees

$294

National board fee**

$630

Living expenses

 

Housing (rent)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$1,870

Long distance travel

$1,430

Books & supplies  

$1,178

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the Harvard BC/BS health insurance fee is $40,435.

**USMLE exam fee for step 2CK  

 

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