Cost of Attendance

How Much Will My Master’s Degree Cost?

Tuition, fees, and expenses comprise the cost of attendance for master’s programs at HMS. A Student Cost of Attendance (COA) Budget is developed each academic year for use in the evaluation of financial need. The student budget has two primary purposes: 1) to give students an estimate of reasonable costs to attend the School; and 2) to establish the federally required uniform cost of attendance standard against which to measure financial need.

Cost of Attendance 2019-20

Immunology

Year 1

 (9 months, Sept - May)

Tuition

$42,025

Mandatory fees

$1,456

Health insurance fee*

$3,700

Additional fees not charged to bill

$218

Living expenses

$23,601

Total cost of attendance

$71,000

Itemized Budget

Tuition   

$42,025

Mandatory fees

 

Registration fee

$250

University health service fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$218

Living expenses

 

Housing (rent)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$765

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $67,300.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $52,531.

Year 2

 (9 months, Sept - May)

Tuition

$42,025

Mandatory fees

$1,606

Health insurance fee*

$3,700

Additional fees not charged to bill

$219

Living expenses

$23,295

Total cost of attendance

$70,845

Itemized Budget

Tuition   

$42,025

Mandatory fees

 

Registration fee

$250

Thesis fee

$150

University health service fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$219

Living expenses

 

Housing (rent)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$765

Long distance travel

$715

Software/licenses

$102

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $67,145.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

 

Medical Education

Year 1

 (10 months, Sept - June)

Tuition

$42,025

Mandatory fees

$1,456

Health insurance fee*

$3,700

Additional fees not charged to bill

$218

Living expenses

$25,991

Total cost of attendance

$73,390

Itemized Budget

Tuition   

$42,025

Mandatory fees

 

Registration fee

$250

University health service fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$218

Living expenses

 

Housing (rent)

$14,000

Food

$4,800

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,250

Local and clinical transportation

$850

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $69,690.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $52,531.

Year 2

 (9 months, Sept - May)

Tuition

$42,025

Mandatory fees

$1,606

Health insurance fee*

$3,700

Additional fees not charged to bill

$219

Living expenses

$23,295

Total cost of attendance

$70,845

Itemized Budget

 

Tuition   

$42,025

Mandatory fees

 

Registration fee

$250

Thesis fee

$150

University health service fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$219

Living expenses

 

Housing (rent)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$765

Long distance travel

$715

Software/licenses

$102

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $67,145.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

 

Clinical Investigation

Year 1

 (11 months, July - May)

Tuition

$42,025

Mandatory fees

$1,456

Health insurance fee*

$3,700

Additional fees not charged to bill

$218

Living Expenses

$28,381

Total cost of attendance

$75,780

Itemized Budget

Tuition   

$42,025

Mandatory fees

 

Registration fee

$250

University health services fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$218

Living Expenses

 

Rent (housing)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$935

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $72,080.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $52,531

Year 2

 (11 months, July - May)

Tuition

$42,025

Mandatory fees

$1,606

Health insurance fee*

$3,700

Additional fees not charged to bill

$219

Living Expenses

$28,075

Total cost of attendance

$75,625

Itemized Budget

Tuition   

$42,025

Mandatory fees

 

Registration fee

$250

Thesis fee

$150

University health services fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$219

Living Expenses

 

Rent (housing)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$935

Long distance travel

$715

Software/licenses

$102

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $71,925.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

 

Global Health Delivery

Year 1

 (12 months, July - June)

Tuition

$42,025

Mandatory fees

$1,456

Health insurance fee*

$3,700

Additional fees not charged to bill

$218

Living expenses

$28,381

Total cost of attendance

$75,780

Itemized Budget

Tuition   

$42,025

Mandatory fees

 

Registration fee

$250

University health services fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$218

Living expenses

 

Rent (housing)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$935

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $72,080.

Students in the Global Health Delivery program are expected to spend 11 months in Boston (July-May). The budget expenses are based on 11 months. Students will receive an increase to their budget for their on-site project (June). Travel expenses for this month are based on project location and will be added to budget amount listed above. Please see On-Site Project Sheet for specific expense amounts. Students have the option of a 3 year part-time program in Global Health & Delivery. Students in this program will be charged half tuition of the annual tuition rate.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $52,531.

Year 2

 (11 months, July - May)

Tuition

$42,025

Mandatory fees

$1,606

Health insurance fee*

$3,700

Additional fees not charged to bill

$219

Living expenses

$11,345

Total cost of attendance

$58,895

Itemized Budget

Tuition   

$42,025

Mandatory fees

 

Registration fee

$250

Thesis fee

$150

University health services fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$219

Living expenses

 

Rent (housing)

$5,600

Food

$1,920

Misc. expenses (clothing, recreation, laundry, utilities, other)

$1,700

Local and clinical transportation

$340

Long distance travel

$715

Software/licenses

$102

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $55,195.

Students in the Global Health Delivery program are expected to spend four months in Boston (February-May). The budget expenses are based on four months. Students will receive an increase to their budget for their on-site project (July-January). Travel expenses for this month are based on project location and will be added to budget amount listed above. Please see On-Site Project Sheet for specific expense amounts.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

 

Biomedical Informatics

Year 1

 (9 months, Sept - May)

Tuition

$52,531

Mandatory fees

$1,456

Health insurance fee*

$3,700

Additional fees not charged to bill

$217

Living expenses

$23,601

Total cost of attendance

$81,505

Itemized Budget

Tuition   

$52,531

Mandatory fees

 

Registration fee

$250

University health services fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$765

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $77,805.

Students in the 48 credit Master of Biomedical Informatics program are enrolled for three semesters full-time. Students in the Accelerated Master of Biomedical Informatics program have the option of doing a one year full-time program or a two year part-time program. Part-time students will be charged half tuition of $26,265 for year 1 and half of the annual tuition rate for year 2.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $52,531.

 (9 months, Sept - May)

Tuition

$26,265

Mandatory fees

$1,456

Health insurance fee*

$3,700

Additional fees not charged to bill

$218

Living expenses

$23,601

Total cost of attendance

$55,240

Itemized Budget

Tuition   

$26,265

Mandatory fees

 

Registration fee

$250

University health services fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$218

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$765

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $51,540.

Students in the 48 credit Master of Biomedical Informatics program are enrolled for three semesters full-time. Students in the Accelerated Master of Biomedical Informatics program have the option of doing a one year full-time program or a two year part-time program. Part-time students will be charged half tuition of $26,265 for year 1 and half of the annual tuition rate for year 2.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

 

Year 2

 (4 months, Sept - Dec)

Tuition

$26,265

Mandatory fees

$728

Health insurance fee*

$1,850

Additional fees not charged to bill

$214

Living expenses

$10,963

Total cost of attendance

$40,020

Itemized Budget

Tuition   

$26,265

Mandatory fees

 

Registration fee

$125

University health services fee

$603

Health insurance fee* 

$1,850

Additional fees not charged to bill

 

Loan fees

$214

Living expenses

 

Rent (housing)

$5,600

Food

$1,920

Misc. expenses (clothing, recreation, laundry, utilities, other)

$1,700

Local and clinical transportation

$340

Long distance travel

$715

Software/licenses

$204

Books & supplies  

$484

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $38,170.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

 (9 months, Sept - May)

Tuition

$26,265

Mandatory fees

$1,456

Health insurance fee*

$3,700

Additional fees not charged to bill

$219

Living expenses

$23,295

Total cost of attendance

$54,935

Itemized Budget

Tuition   

$26,265

Mandatory fees

 

Registration fee

$250

University health services fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$219

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$765

Long distance travel

$715

Software/licenses

$102

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $51,235.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

 

Healthcare Quality and Safety

Year 1

 (11 months, July - May)

Tuition

$52,531

Mandatory fees

$1,456

Health insurance fee*

$3,700

Additional fees not charged to bill

$217

Living expenses

$28,381

Total cost of attendance

$86,285

Itemized Budget

Tuition   

$52,531

Mandatory fees

 

Registration fee

$250

University health services fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$935

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $82,585.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $52,531.

 (11 months, July - May)

Tuition

$26,265

Mandatory fees

$1,456

Health insurance fee*

$3,700

Additional fees not charged to bill

$218

Living expenses

$28,381

Total cost of attendance

$60,020

Itemized Budget

Tuition   

$26,265

Mandatory fees

 

Registration fee

$250

University health services fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$218

Living expenses

 

Rent (housing)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$935

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $56,320.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

 

Year 2

 (9 months, Sept - May) Part Time

Tuition

$26,265

Mandatory fees

$1,456

Health insurance fee*

$3,700

Additional fees not charged to bill

$219

Living expenses

$23,295

Total cost of attendance

$54,935

Itemized Budget

Tuition   

$26,265

Mandatory fees

 

Registration fee

$250

University health services fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$219

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$765

Long distance travel

$715

Software/licenses

$102

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $51,235.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

 

Clinical Service Operations

Year 1

 (9 months, Sept - May)

Tuition

$52,531

Mandatory fees

$1,456

Health insurance fee*

$3,700

Additional fees not charged to bill

$217

Living expenses

$23,601

Total cost of attendance

$81,505

Itemized Budget

Tuition   

$52,531

Mandatory fees

 

Registration fee

$250

University health services fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$765

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $77,805.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $52,531.

(9 months, Sept - May)

Tuition

$26,265

Mandatory fees

$1,456

Health insurance fee*

$3,700

Additional fees not charged to bill

$218

Living expenses

$23,601

Total cost of attendance

$55,240

Itemized Budget

Tuition   

$26,265

Mandatory fees

 

Registration fee

$250

University health service fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$218

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$765

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $51,540.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

Bioethics

Year 1

 (9 months, Sept - May)

Tuition

$52,531

Mandatory fees

$1,606

Health insurance fee*

$3,700

Additional fees not charged to bill

$217

Living expenses

$23,601

Total cost of attendance

$81,655

Itemized Budget

Tuition   

$52,531

Mandatory fees

 

Registration fee

$250

Copyright fee

$150

University health service fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$765

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $77,955.

Students in the Bioethics programs have the option of doing a two-year part-time program. Part-time students will be charged half tuition of $26,265 for year 1 and half of the annual tuition rate for year 2.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $52,531.

 (9 months, Sept - May)

Tuition

$26,265

Mandatory fees

$1,606

Health insurance fee*

$3,700

Additional fees not charged to bill

$218

Living expenses

$23,601

Total cost of attendance

$55,390

Itemized Budget

Tuition   

$26,265

Mandatory fees

 

Registration fee

$250

Copyright fee

$150

University health service fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$218

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$765

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $51,690.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

 

Year 2

 (9 months, Sept - May) Part Time

Tuition

$26,265

Mandatory fees

$1,532

Health insurance fee*

$3,700

Additional fees not charged to bill

$218

Living expenses

$23,295

Total cost of attendance

$55,010

Itemized Budget

Tuition   

$26,265

Mandatory fees

 

Registration fee

$250

Copyright fee

$76

University health service fee

$1,206

Health insurance fee* 

$3,700

Additional fees not charged to bill

 

Loan fees

$218

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$765

Long distance travel

$715

Software/licenses

$102

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $51,460.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

 

Cost of Attendance 2018-19

Year 1

Immunology (9 mo, Sept - May)

Tuition

$41,000

Mandatory fees

$1,428

Health insurance fee*

$3,364

Additional fees not charged to bill

$217

Living expenses

$23,511

Total cost of attendance

$69,520

Itemized Budget

Tuition   

$41,000

Mandatory fees

 

Registration fee

$250

University health service fee

$1,178

Health insurance fee* 

$3,364

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Housing (rent)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$675

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $66,156.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $51,250.

Medical Education (10 mo, Sept - June)

Tuition

$41,000

Mandatory fees

$1,428

Health insurance fee*

$3,364

Additional fees not charged to bill

$217

Living expenses

$25,891

Total cost of attendance

$71,900

Itemized Budget

Tuition   

$41,000

Mandatory fees

 

Registration fee

$250

University health service fee

$1,178

Health insurance fee* 

$3,364

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Housing (rent)

$14,000

Food

$4,800

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,250

Local and clinical transportation

$750

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $68,536.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $51,250.

Clinical Investigation (11 mo, July - May)

Tuition

$41,000

Mandatory fees

$1,428

Health insurance fee*

$3,364

Additional fees not charged to bill

$217

Living Expenses

$28,271

Total cost of attendance

$74,280

Itemized Budget

Tuition   

$41,000

Mandatory fees

 

Registration fee

$250

University health services fee

$1,178

Health insurance fee* 

$3,364

Additional fees not charged to bill

 

Loan fees

$217

Living Expenses

 

Rent (housing)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$825

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $70,916.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $51,250.

Global Health Delivery (12 mo, July - June)

Tuition

$41,000

Mandatory fees

$1,428

Health insurance fee*

$3,364

Additional fees not charged to bill

$217

Living expenses

$28,271

Total cost of attendance

$74,280

Itemized Budget

Tuition   

$41,000

Mandatory fees

 

Registration fee

$250

University health services fee

$1,178

Health insurance fee* 

$3,364

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$825

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $70,916.

Students in the Global Health Delivery program are expected to spend 11 months in Boston (July-May). The budget expenses are based on 11 months. Students will receive an increase to their budget for their on-site project (June). Travel expenses for this month are based on project location and will be added to budget amount listed above. Please see On-Site Project Sheet for specific expense amounts. Effective 18/19, students have the option of a 3 year part-time program in Global Health & Delivery. Students in this program will be charged half tuition of the annual tuition rate.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $51,250.

Healthcare Quality and Safety (9 mo, Sept. - May)

Tuition

$51,250

Mandatory fees

$1,428

Health insurance fee*

$3,364

Additional fees not charged to bill

$217

Living expenses

$23,511

Total cost of attendance

$79,770

Itemized Budget

Tuition   

$51,250

Mandatory fees

 

Registration fee

$250

University health services fee

$1,178

Health insurance fee* 

$3,364

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$675

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $76,406.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $51,250.

Biomedical Informatics (9 mo, Sept - May)

Tuition

$51,250

Mandatory fees

$1,428

Health insurance fee*

$3,364

Additional fees not charged to bill

$217

Living expenses

$23,511

Total cost of attendance

$79,770

Itemized Budget

Tuition   

$51,250

Mandatory fees

 

Registration fee

$250

University health services fee

$1,178

Health insurance fee* 

$3,364

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$675

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $76,406.

Students in the Biomedical Informatics Program have two full-time options: 36-credit one year program or 48-credit 3 semester program. Post-Doctoral Students in the Biomedical Informatics program have the option of doing a two-year part-time program. Part-time students will be charged half tuition of $25,625 for year 1 and half of the annual tuition rate for year 2.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $51,250.

Bioethics (9 mo, Sept - May)

Tuition

$51,250

Mandatory fees

$1,578

Health insurance fee*

$3,364

Additional fees not charged to bill

$217

Living expenses

$23,511

Total cost of attendance

$79,920

Itemized Budget

Tuition   

$51,250

Mandatory fees

 

Registration fee

$250

Copyright fee

$150

University health service fee

$1,178

Health insurance fee* 

$3,364

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$675

Long distance travel

$715

Software/licenses

$408

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $76,556.

Students in the Bioethics programs have the option of doing a two-year part-time program. Part-time students will be charged half tuition of $25,625 for year 1 and half of the annual tuition rate for year 2.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

MD/MMSc students are charged a tuition rate of $51,250.

Year 2

Immunology (9 mo, Sept - May)

Tuition

$41,000

Mandatory fees

$1,578

Health insurance fee*

$3,364

Additional fees not charged to bill

$217

Living expenses

$23,205

Total cost of attendance

$69,364

Itemized Budget

Tuition   

$41,000

Mandatory fees

 

Registration fee

$250

Thesis fee

$150

University health service fee

$1,178

Health insurance fee* 

$3,364

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$675

Long distance travel

$715

Software/licenses

$102

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $66,000.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

Medical Education (9 mo, Sept - May)

Tuition

$41,000

Mandatory fees

$1,578

Health insurance fee*

$3,364

Additional fees not charged to bill

$217

Living expenses

$23,205

Total cost of attendance

$69,364

Itemized Budget

Tuition   

$41,000

Mandatory fees

 

Registration fee

$250

Thesis fee

$150

University health service fee

$1,178

Health insurance fee* 

$3,364

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$675

Long distance travel

$715

Software/licenses

$102

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $66,000.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

Clinical Investigation (11 mo, July - May)

Tuition

$41,000

Mandatory fees

$1,578

Health insurance fee*

$3,364

Additional fees not charged to bill

$217

Living expenses

$27,965

Total cost of attendance

$74,124

Itemized Budget

Tuition   

$41,000

Mandatory fees

 

Registration fee

$250

Thesis fee

$150

University health service fee

$1,178

Health insurance fee* 

$3,364

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$15,400

Food

$5,280

Misc. expenses (clothing, recreation, laundry, utilities, other)

$4,675

Local and clinical transportation

$825

Long distance travel

$715

Software/licenses

$102

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $70,760.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

Global Health Delivery (11 mo, July - May)

Tuition

$41,000

Mandatory fees

$1,578

Health insurance fee*

$3,364

Additional fees not charged to bill

$217

Living expenses

$11,305

Total cost of attendance

$57,464

Itemized Budget

Tuition   

$41,000

Mandatory fees

 

Registration fee

$250

Thesis fee

$150

University health services fee

$1,178

Health insurance fee* 

$3,364

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$5,600

Food

$1,920

Misc. expenses (clothing, recreation, laundry, utilities, other)

$1,700

Local and clinical transportation

$300

Long distance travel

$715

Software/licenses

$102

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $54,100.

Students in the Global Health Delivery program are expected to spend four months in Boston (February-May). The budget expenses are based on four months. Students will receive an increase to their budget for their on-site project (July-January). Travel expenses for this month are based on project location and will be added to budget amount listed above. Please see On-Site Project Sheet for specific expense amounts.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

Biomedical Informatics (9 mo, Sept - May) Part Time

Tuition

$25,625

Mandatory fees

$1,428

Health insurance fee*

$3,364

Additional fees not charged to bill

$217

Living expenses

$23,205

Total cost of attendance

$53,839

Itemized Budget

Tuition   

$25,625

Mandatory fees

 

Registration fee

$250

University health services fee

$1,178

Health insurance fee* 

$3,364

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$675

Long distance travel

$715

Software/licenses

$102

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $51,235.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.

Bioethics (9 mo, Sept - May) Part Time

Tuition

$25,625

Mandatory fees

$1,504

Health insurance fee*

$3,364

Additional fees not charged to bill

$217

Living expenses

$23,205

Total cost of attendance

$53,915

Itemized Budget

Tuition   

$25,625

Mandatory fees

 

Registration fee

$250

Copyright fee

$76

University health service fee

$1,178

Health insurance fee* 

$3,364

Additional fees not charged to bill

 

Loan fees

$217

Living expenses

 

Rent (housing)

$12,600

Food

$4,320

Misc. expenses (clothing, recreation, laundry, utilities, other)

$3,825

Local and clinical transportation

$675

Long distance travel

$715

Software/licenses

$102

Books & supplies  

$968

*Students who choose to waive the Harvard BC/BS health insurance fee will have this budget item removed from their cost of attendance budget. Total cost of attendance without the fee is $50,551.

Option: The federal government will permit students to borrow an unsubsidized Direct loan to purchase a computer, printer, and software for school. Students interested in this option should speak with a financial aid staff member prior to the purchase. Students are limited to one such purchase during their tenure at HMS. The one-time purchase maximum is $2,500.


Master’s Student Cost of Attendance Budgets Explained

Living expenses in the budget are modest and require the student to carefully plan their expenditures. While the published budget offers a suggested breakdown for housing, food, transportation, and personal expenses, students are free to exercise flexibility within these line items to accommodate personal preferences, as long as total spending does not exceed the total living expense budget.

The standard student budgets are based on typical expenses for a single student. Costs for the student’s spouse/children are not included in the standard student budget; these expenses are accounted for in the need analysis formula when determining the expected student/spouse contribution.

Typical Expenses

Tuition

Harvard Medical School tuition rates are reset annually and cover courses taken from July 1 through June 30 each year up to the final year of enrollment ending with graduation. Tuition is billed by semester.

Health Service Fee and Insurance Fee

All enrolled students must be enrolled in the health care program provided by the University Health Services (UHS) and must carry hospitalization insurance (either through Harvard's student Blue Cross/Blue Shield Insurance Plan or a comparable outside plan). The UHS fee is charged to all students and cannot be waived. A fee for the Blue Cross/Blue Shield hospitalization plan is automatically charged to all students; however, it may be waived upon request to the Student Insurance Billing Office by presenting proof of equivalent coverage under an alternative insurance plan. The Student Insurance Billing Office is located in the Holyoke Center building on the University’s Harvard Square campus in Cambridge. The telephone number is (617) 495-2008.

Students waiving the Blue Cross/Blue Shield Insurance Plan will have this charge removed from their cost of attendance budget. This removal will result in a reduction in the financial aid award. Students who are billed directly by an outside health insurance provider and/or married students on spousal health insurance plans may submit documentation to the HMS Financial Aid Office to receive a reinstatement for the cost of health insurance coverage to their budget. The amount will be based upon the actual health insurance premium, but will not exceed the Harvard student Blue Cross/Blue Shield rate. Students waiving the Harvard plan due to remaining on a parental health insurance plan are ineligible for a budget increase.

Books and Supplies

The Master’s budget allotment for books and supplies was developed based on average program costs for course materials. Students also get a separate allowance for software and licenses which is needed as part of the course curriculum.

Housing and Food Allowance

Budgets are based upon the off-campus housing allowance. The off-campus housing allowance assumes shared occupancy of rental units in the surrounding community. Students should consider housing options carefully; additional financial aid is not available to single students whose living arrangements have caused them to have expenses in excess of the total standard student budget.

The food component of the student budget assumes a combination of cafeteria meals, shared grocery expenses, and cooking at home.

Transportation Allowance

The transportation allowance assumes local travel by public transportation and the use of the Massachusetts Bay Transportation Authority’s transit pass program. The transportation budget also includes an allowance for the cost for one round trip to a student’s permanent residence.

Students in the Global Health Delivery Program may have travel expenses added to the cost of attendance for on-site projects. Year 1 students may have travel costs added for June. Year 2 students may have travel expenses added to the cost of attendance budget for the months of July to January.

Computer Purchases

The cost of purchasing a personal computer and the necessary peripherals and software that accompany it is not part of the standard student budget. However, a student may request that the Financial Aid Office apply an increase to his/her student budget to cover the cost of buying a computer for educational purposes.

For students who are interested in purchasing a computer, the Financial Aid Office will allow a one-time budget increase of up to $2,500. To apply for a budget increase for a computer purchase, a student must purchase the computer and make photocopies of all of the computer specifications and sales receipts. These copies should be submitted to the Financial Aid Office along with a written request for a budget increase. Budget increases are allowed only for a computer purchase made within the academic year for which the budget increase is requested. Students should plan to buy all of desired equipment at one time because it will not be possible to make subsequent budget increases for additional peripheral hardware or software.

The expense of a computer purchase will generally be met first with Direct Unsubsidized loan funds to the extent permitted by federal regulation, and then with funds from either the Direct Graduate PLUS loan program or a supplemental private loan program. For additional information about this process, please contact the Financial Aid Office.

Child-Care Expenses

In the case of a single parent or a student whose spouse works or attends school, the student may petition the Financial Aid Office to include reasonable child-care expenses in the student budget. The student would be required to submit supporting expense documentation such as canceled checks or a letter from the child-care provider. If the spouse is attending school, it is necessary to provide documentation showing the extent to which the child-care expenses are being covered by the spouse’s financial aid award.

Any expenses that cannot be met by student/spouse income are then added to the standard student budget. This increase to the budget is ordinarily met with unsubsidized loans.

Non-Allowable Expenses

Federal regulations stipulate that student budgets may not include the costs of purchasing and maintaining an automobile, expenses related to the support of the student’s parents or siblings, or funds for the repayment of a loan taken in a previous year. Relocation expenses for moving to Boston in the first year or for moving away from Boston at the end of the academic program are also not allowable expenses for the purpose of establishing eligibility for financial aid, nor is the cost of furnishing an apartment.

Students may petition the Financial Aid Office to adjust the student budget to accommodate reasonable, yet extraordinary, expenses such as uninsured medical/dental costs. If the petition is approved, these expenses ordinarily would be funded with unsubsidized loans.